Fort Financial Credit Union

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Fort Financial, credit unions, financial institution, open a bank account, open a checking account, online account opening, online bank account opening, open a savings account, open a money market account, open a certificate, become a member at Fort Financial, open your account online at Fort Financial

Open your account at Fort Financial!

Membership EligibilityTo become a member, you must meet one of the following requirements:<ul><li>You must live, work, worship, attend school or have a business within a <a target="_blank" rel="noopener noreferrer" href="https://www.fortfinancial.org/membership">Fort Financial territory</a></li><li>Your place of employment is a part of our <a target="_blank" rel="noopener noreferrer" href="https://www.fortfinancial.org/employer-partners/search">Select Employer Groups (SEG)</a>.</li><li>You are a member of the <a target="_blank" rel="noopener noreferrer" href="https://financialfitnessassociation.org/">Financial Fitness Association</a></li><li>A family member qualifies for either the first or second bullet point.</li></ul>

Federally Insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

Terms and Conditions

Enter your email address to get started

Please enter the six-digit code that was sent to your email address.

Check Your Phone for a Private Verification Code.

Please have your Social Security number and your government ID or driver's license ready for verification. You must be 18 years or older and a legal U.S. resident to open an account.

Open your account today!

By checking this box you agree to our <a href="https://www.fortfinancial.org/mobile-banking-privacy-notice" target="_blank">Privacy Policy</a>.

What is your legal name as it appears on your non-expired, government-issued ID (photo passport or other government-issued ID)? See Fort Financial Membership requirements <a target="_blank" rel="noopener noreferrer" href="https://www.fortfinancial.org/membership">here</a>.

Let’s start with your name.

Phone Number

Your phone number will never be shared.

Confirm Phone Number

Please provide your phone number.

Please check the box if you have an alternate mailing address.

We use this information to confirm your identity. Your information is always kept private and will never be shared.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What's your home address?

What's your mailing address?

This information is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared.

Let’s verify your identity.

Verifying your ID is required to open your account. This process can be securely completed with a webcam-equipped mobile device and only takes a few minutes.

Your application cannot be completed at this time. Please contact us for further assistance

You will need one of the following ID documents:<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul> Your ID's information must match what has been provided in the application.

We found existing membership information on file for you. Would you like to use one of the memberships below?

Let's verify your identity.

Please choose the accounts you wish to open today.

Please choose the deposit products below that you wish to open today.

Accounts designed to fortify your life!

If you have their information available, we can quickly add them to your application.

Would you like to add a joint applicant?

We just have a few questions about your joint applicant so we can add them to your application.

Let’s enter your joint applicant's information.

Let us know how we can get in touch with your joint applicant in case we need to.

What is your joint applicant's contact information?

Check if they would like to add a mailing address

What is your joint applicant's housing information?

This information is required by the federal government to verify their identity and to provide interest income reporting. Their information is always kept private and will never be shared.

Let’s verify your joint applicant's identity.

<ul><li>I authorize Fort Financial to pay overdrafts for ATM, one-time debit card transactions, and everyday Visa Debit Card transactions. I understand that I may revoke this authorization at any time by notifying Fort Financial. &nbsp;</li><li>Overdraft Protection – $3 per transfer<ul><li>Overdraft Protection gives you peace of mind knowing that we will transfer funds from your savings account to cover drafts from checking accounts.</li><li>Overdraft loans (lines of credit) are attached to checking accounts to provide protection from overdrafts and are available for no fee. You can set the sequence in which accounts are accessed to cover overdrafts.</li></ul></li><li>Courtesy Pay – $33 per transaction<ul><li>Courtesy Pay may cover your insufficient funds checks, up to your approved limit, for one low fee, per covered overdraft transaction. That means, instead of returning a check to the merchant because of insufficient funds, we may pay your check, saving you additional charges from the merchant collection companies, in addition to the credit union’s insufficient fund fee. It saves you the embarrassment an inadvertent overdraft can cause and also helps protect your credit rating.</li></ul></li></ul>

Overdraft Protection and Courtesy Pay

Overdraft Protection Options and Visa Debit Card

How much would you like to deposit?

Initial Deposit

Log in to your existing financial institution to fund your new account.

Link your current bank account so we can wirelessly transfer funds as soon as your new account is opened.

By clicking "Link Account", you agree to our partner Plaid’s <a href="https://plaid.com/legal/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://plaid.com/legal/#consumers" target="_blank">Privacy Policy</a>.

Let’s link your account.

Please provide your financial institution's account and routing number so we can initiate the ACH transfer to fund your new account with us.

Enter your account details.

I have read and I agree to the terms and agreements for all disclosures above.

You are almost done! Before we submit your application you will need to review the disclosures below and indicate your acceptance of the membership disclosure, terms, and conditions. <ul><li><a target="_blank" rel="noopener noreferrer" href="https://fortfincu.secure.cusolutionsgroup.net/files/fortfincu/1/file/Cotribute/Membership-Agreement-and-Disclosures-Revisions-11-23.pdf">Membership Agreement</a></li><li><a target="_blank" rel="noopener noreferrer" href="https://fortfincu.secure.cusolutionsgroup.net/files/fortfincu/1/file/Cotribute/TIS-Rate-Fee-Schedule_EFFECTIVE-121824.pdf">Schedule of Fees and Charges</a></li></ul>

Disclosure Agreement

By submitting, you promise that everything you have stated in this application is true and correct to the best of your knowledge.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Under penalties of perjury, I certify that: 1) The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued). 2) I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding. 3) I am a U.S. person (including a U.S. resident alien).

We’re about done. Does everything look right?

We appreciate the opportunity you've given us to partner with you in meeting your financial goals. We are excited to provide you with our services. Should you have any questions or issues, don't hesitate to reach us at 260-432-1561.